If you lost your license due to a car accident, the Bureau of Motor Vehicles may withhold your license until you pay what you owe to the creditor and the reinstatement fees to the BMV. However, if the amount you owe is too much, you will need to find another way to clear up the debt, so you can get your driver’s license back.

Getting Your Driver’s License Back

Filing for bankruptcy will discharge debts associated with car accidents, unless there is personal injury resulting from driving under the influence of drugs or alcohol. If you were uninsured or if your insurance company denied coverage for you and you caused an accident, the debt arising from the accident is dischargeable in bankruptcy.

The reinstatement fees owed to the BMV are also dischargeable. Once the bankruptcy case is filed, you can take a copy of the bankruptcy petition to the BMV and they will remove the holders for the accident and reinstatement fees from your record. If the BMV requires SR-22 insurance or a driving education class, those requirements will not be removed by the bankruptcy filing and must be completed.

Schedule a Free No-Obligation Phone Consultation with Our Skilled Bankruptcy Attorney Today!

If you cannot pay off your debts and need to get your driver’s license back, the legal team at The Southard Law Firm, L.L.C., can provide the guidance you need to navigate every step of the bankruptcy process. You can rely on us to help you get back on your feet and achieve a brighter financial future.

Reach out to our law office today at to request a free no-obligation phone consultation with our bankruptcy lawyer in Cincinnati to get started on your bankruptcy case and learn more about your options.